🏠 PMI Calculator
Estimate your Private Mortgage Insurance cost
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📊 Your PMI Estimate
Loan Amount
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Loan-to-Value (LTV)
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Annual PMI Cost
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Monthly PMI
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Total PMI Over Loan Life
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Monthly Payment (P+I+PMI)*
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⚠️ With a down payment of 20% or more, PMI is typically not required.
💡 Note: PMI rates typically range from 0.2% to 2% annually depending on credit score, loan type, and LTV. This is an estimate — consult your lender for exact rates. *Principal & Interest only (excludes taxes & insurance).
PMI Calculator
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Estimated Monthly PMI: $0
Annual PMI: $0
PMI Rate: 0.00%
PMI is typically removed when you reach 20% equity (or 22% on some loans).