Mortgage Affordability Calculator

💰 Affordability Calculator

Find out how much home you can comfortably afford

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yrs
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Max Loan Amount
Max Monthly Payment
Front-End DTI
Back-End DTI
Max Home Price
⚠️ Your current debts exceed your DTI limit. Consider paying down balances or increasing income to improve affordability.
💡 Note: Lenders typically use a 28/36 rule (max 28% front-end, 36% back-end DTI). Some programs allow up to 43–50%. This is an estimate. Actual approval depends on credit score, employment history, and lender guidelines.