Mortgage APR Calculator - Nxfly Finance

📊 APR Calculator

Find the true cost of your mortgage including all fees

Loan Amount

Interest Rate

Loan Term

yrs

Upfront Fees & Closing Costs (points, origination, appraisal, etc.)

Monthly P&I Payment —

Net Amount Financed —

Total Interest Paid —

Total Fees Paid —

        Calculated APR
        —
      

APR vs Interest Rate —

💡 Note: APR includes your interest rate plus certain upfront fees, giving you a more accurate picture of the true cost of borrowing. A higher APR than your interest rate indicates significant fees. This calculation assumes all fees are paid at closing and doesn’t include escrow, taxes, or insurance.