🏡 Mortgage Payment Calculator
Estimate your total monthly housing payment
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📊 Monthly Payment Breakdown
Principal & Interest
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Property Tax
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Home Insurance
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HOA Fees
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Total Monthly Payment
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⚠️ Down payment is under 20%. PMI has been automatically added to your estimate.
💡 Note: PMI is auto-calculated at 0.5% annually if down payment < 20%. Rates vary by credit score & lender. Property taxes & insurance are estimates. Consult a mortgage professional for exact figures.